Signature Gap Insurance
An important sales tool

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The Kemper Benefits Signature Gap* insurance plan is designed to be secondary protection against the rising costs of healthcare in America. It is quickly changing the way employers can help employees with out-of-pocket costs, by paying cash benefits that employees can use for deductibles, copays and coinsurance when hospital confined. As employers move to high-deductible plans, Kemper Benefits Signature Gap insurace can help employees adjust to their new benefit options without sacrificing coverage for cost savings.

As employee out-of-pocket responsibilities continue to increase, the Kemper Benefits Signature Gap insurance plan can be an important part of your benefits strategy, supplementing the employer’s major medical coverage. To gain instant access to Signature Gap insurance sales resources and information, go to kemperbenefits.com/signaturegap.

Download our Signature Gap sales tool to learn more about the protection gap insurance can provide.

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Please call Your Kemper Benefits Territory Manager at 877-907-5511 . You may also email sales@kemperbenefits.com to discuss how Kemper Benefits can address your client’s benefit needs.

*Group Supplemental Medical Expense Insurance for Hospital Confinement. Gap may not pay 100% of the insured’s out-of-pocket expenses (see the Limitations and Exclusions section for full listings).

The underwriting company for the Accident Expense, Accident Indemnity, Critical Illness, Dental, Short Term Disability and Whole Life Insurance Products is Reserve National Insurance Company, a Kemper Life & Health Company. Kemper Corporation (NYSE: KMPR) is one of the nation’s leading insurers, with subsidiaries that provide an array of products to the individual and business markets. Kemper underwriting companies are rated “A-” (Excellent) by A.M. Best Company, a leading insurance industry rating authority. Kemper Corporation is not responsible for the products of any of its underwriting companies. The underwriting company for the Hospital Indemnity, Gap, Limited Medical, and Vision Insurance Products is Fidelity Security Life Insurance Company (FSL). FSL is rated “A-“ (Excellent) by A.M. Best Company. FSL is not financially affiliated with Kemper Corporation. All products are subject to the terms, conditions, limitations and exclusions of the specific policy. Product availability may vary by state.

Neither Reserve National Insurance Company, FSL, nor their agents, representatives, associates or employees render legal or tax advice. The employer should seek the expert assistance of its own legal or tax adviser.

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