Limited Benefit Medical Insurance

In today's workforce there are millions that either cannot afford, or are not eligible for health care through their respective employers. However, Kemper Health Limited Benefit Medical insurance levels the playing field by giving employees a cost-effective alternative to high-cost comprehensive major medical plans. Affordable insurance means healthier employees, which translates into increased productivity for the employer.

Plan at a glance

  • Daily Hospital Confinement: $100 to $1000 benefit, or $1500 for groups with more than 500 eligible lives
  • Inpatient Surgery: From $500 to $5000 maximum per person per day
  • Outpatient Surgery: From $150 to $2,500 maximum per person per day
  • Outpatient Physician Office Visit: From $20 to $100
  • Outpatient Diagnostic Laboratory: From $10 to $100
  • Outpatient Diagnostic Tests: From $50 to $100 and Outpatient Advanced Diagnostic Tests: From $50 to $200
  • Outpatient Indemnity Prescription Drug: Pays a flat indemnity benefit for generic and brand name formulary drugs
  • Employee Term Life with Accidental Death & Dismemberment